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Tip Sheet for Young People: Part II – Understanding Student Loans: Repayment

For most youth and young adults, student loans are a necessary part of college, even when a financial aid package includes scholarships. In choosing loans and loan amounts, there are many options and factors to consider that can have significant long-term impacts. This tip sheet provides some important information about repaying student loans.

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GUEST PERSPECTIVE


Real Families, Real Solutions: How Homeless Service Providers Can Meet the Needs of Young Children and Their Families

By Carol Klocek, CEO, Center for Transforming Lives, Ft. Worth, TX. “There is no cookie cutter, one-size-fits-all solution to family homelessness…Real solutions are as complex as the families who experience homelessness. But if we truly want to end family homelessness in our communities, we must take the time to find and create real solutions for real families.”    

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Q & A FROM OUR INBOXES

I have an 18-year-old student who graduated last year, and she wants to go to college. She is undocumented, although she has been in the U.S. for most of her life. She is afraid to talk to anyone at a college for fear of being deported. Suggestions?

Answer: This is a sticky situation for this student. She’s not technically covered by FERPA if she’s just talking to a college representative.  That means that although the college representative shouldn’t call the authorities, there’s no assurance they won’t or...

A parent is planning to leave the country mid-January for about one month to help with a sick relative overseas. She has made arrangements with another family outside of our district for her son to live with during this time. Does this student qualify for McKinney-Vento services?

Answer: It does not sound like this family qualifies for McKinney-Vento services. This situation does not sound like a lack of fixed, adequate, and regular housing. Rather, the mother is leaving her housing temporarily to care for a relative. As a result, the child is...

If a McKinney-Vento student is accepted to enroll in a school as a transfer student, can that transfer be revoked on the same bases that other students would have a transfer revoked? (In this case, the student stopped attending the neighborhood school last year, requested a transfer for this year, and has stopped attending the transfer school.)

Answer: This is a bit tricky, because on the one hand, the technical answer to the question is yes--but in practice, the answer is no. Here’s why: once the student begins attending the transfer school, that school becomes the student’s school of origin. The initial...

We have a student who has been verified as an unaccompanied youth. She is over 18 and has requested that her parent does not have access to her academic record. We do not have a procedure in place for this in our district. Is there something in the law that helps us define our next steps?

Answer: Under FERPA, all rights to inspect education records and consent for their disclosure pass to the student when the student turns 18. This means an 18-year old student controls access to her education records. There are several exceptions in FERPA that allow...

Early Childhood

Infants are at greater risk of living in homeless shelters than any other age group in the United States. Early childhood programs prevent the harmful life-long effects of homelessness on education, health and well-being.

PreK - 12

In the 2015-16 school year, public schools identified more than 1.3 million homeless students. Schools provide basic needs, caring adults, stability, normalcy, and the skills to avoid homelessness as adults.

Higher Education

The majority of well-paying jobs created today require education beyond high school. Post-secondary attainment is increasingly necessary to break the cycle of poverty and homelessness, and live a healthy, productive life.

Unaccompanied Youth

Unaccompanied homeless youth are young people experiencing homelessness who are not in the physical custody of a parent or guardian. 4.2 million youth and young adults experience homelessness each year.

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